You Can Eliminate Damage With Shock Watch Labels!!!

Yes, if you simply apply these labels, you can track your package and see if your freight carrier is abusing your box causing you costly damage!!!
Please ask me if you want to learn more!!

Ship your fragile, sensitive, perishable, or calibrated goods without surrendering control of their handling. Prevent mishandling every step of the way with ShockWatch Impact Indicators.

Affixed directly to your goods or packaging, our shock sensors detect and record impact and mishandling of fragile, sensitive, or calibrated products during transportation.

Thousands of the best-known companies in the world trust their shipments to ShockWatch every day. No other shock sensor product is more recognized by carriers or offers a better reliability record.

These effective, attention-getting devices act as a strong visual deterrent to unacceptable handling, no matter what you’re shipping.

ShockWatch Labels, Clips, and Tubes:

These innovative, proprietary ShockWatch devices contain a tube filled with red liquid held in suspension. When the device is subjected to an impact exceeding a specified G-level, the shock disrupts the surface tension of the liquid, releasing the highly visible red dye into the length of the tube — creating a permanent and immediate indication of mishandling. Normal movement or roadshock won’t affect the device — it is only activated by the specific impacts for which it is designed. Once activated, the device cannot be reset.
Available in label, clip, or tube form, these devices can be affixed to product packaging, directly onto the product itself, or incorporated into the product design, giving you the flexibility to prevent damage on virtually any goods requiring care during shipping and handling. Use the ShockWatch Labels, Clips, and Tubes to conduct quality assurance inspections designed to promote zero-defect shipping. By monitoring your goods, these devices can be used to prevent warranty abuse.
As an education tool, these products can influence the behavior of handlers during the manufacturing and shipping process. They can also aid in ensuring product integrity and serve as a testing mechanism in comparing packaging.

Label: Available in five sensitivities, as indicated by the five different colors — simply match the sensitivity of the Label to the level of impact the product and packaging can withstand. Activation indicates an impact beyond the predetermined level.
Click here for a ShockWatch label selection guide.

Clip: Designed to mount directly onto a product or container, the Clip is compact and economical — providing damage reduction whenever and wherever your products are handled.
Click here for a ShockWatch Clip selection guide.

Double Clip: Similar to the Clip, this device provides 360° impact detection.
Click here for a ShockWatch Clip selection guide.

Mini-Clip: Using the same technology as the Clip, the Mini-Clip offers a reduced footprint – providing reliable impact detection to smaller products, allowing you to pinpoint areas of concern during the shipping and handling process.
Click here for a ShockWatch Clip selection guide.

Mini-Clip Double: Designed with minimum footprint for use on smaller products, the Mini-Clip Double gives maximum 360° impact detection.
Click here for a ShockWatch Clip selection guide.

Multi-G Clip: A version of the Clip product, the ShockWatch Multi-G Clip is a unique, cost-effective shock diagnostic tool for packaging engineers, distribution analysts, product designers, and manufacturing engineers. It is designed for determining package sensitivity during drop testing. The clear, acrylic housing incorporates three tube sensitivities into a single unit to indicate a customizable low, medium, and high sensitivity to impact.
Click here for a ShockWatch Multi-G Clip selection guide.

Tube: Designed for use where space is limited. The ShockWatch tube can be incorporated directly into a product’s design.
Click here for a ShockWatch Tube selection guide.

 

Biodegradable Stretch film?? Micro-Organisms That Eat Plastic!!!

Yes
Now they have discovered a plastic additive that will actually be eaten by micro-organisms present in a land fill that can turn your plastic in to a bio-degradable material!!!
Please ask me if you would like more information!!

Name: Oxo-Biodegradable Stretch Films

Description: Environmentally preferable oxo-bio stretch film

Details: Intertape Polymer Group helps customers go green while saving money with it's innovative OXO-Biodegradable high performance stretch film technology. It is the perfect solution for customers looking for an environmentally preferable film without sacrificing performance or significantly increasing costs. Key Benefits of IPG's OXO-Biodegradable films: Cost savings! 5-20% or more may be possible depending on the application. Provide virtually identical performance to films not containing OXO-Biodegradable additives. Fully recyclable. Help promote the use of environmentally preferable film on pallets shipped to your customers with green tint film!

The Right Commercial Real Estate Relationship Can Make A World Of Difference To You!

Please ask me to introduce you to an honest, successful and professional commercial real-esatate consultant who will give you a free Valuation on your property for your year-end financials!!!

He offers tremendous insight on tax consequences and regionally signicant industrial zones with many benefits!!

The value of the local land

With a commercial real estate broker you can be very helpful when it comes to local land values. As an investor, you can not always be to invest in commercial real estate financing in your area, and it can be difficult to know what the value of land in the area you are considering investing in when working with a commercial real estate broker, they have in usually a good knowledge of local property values and can help you make informed decisions about such information. This saves you a lot of research on your own to do to find the same information.

Access to city officials

If you worked in the real estate industry long, you know there are many times in this line of work when you are dealing with various city officials. Sometimes it can be difficult, because you might not be familiar with them and you might have trouble finding time to talk to them. When working with a commercial real estate broker, repeatedly, they will have direct access to city officials, can accelerate your deals mostly.

Negotiation and Construction Deals

Another good reason for a commercial real estate broker is that a large part of the negotiations on a deal for you. It is generally preferable to a broker as an intermediary, rather than have directly with the other person in a case. A broker can generally effective to negotiate the terms of an agreement. You can also help you to build and deliver so that you present yourself in the position to a good offer on a piece of commercial property.

Exit strategies

More than likely it will be a time when you find it is essential that you are taking out a commercial real estate transaction. This can be difficult to do yourself, but if you are a commercial real estate broker to help you, so you can help a firm exit strategy when you need it. If you made an agreement, you have an excellent strategy that is perfectly legal, or you can lose a lot of money. With the commercial real estate broker can help ensure that the agreement in a legal manner that will not hurt you to finish so well.

References to other professions

A real estate brokers can also help by referring the same way with other professionals that may be helpful. This is especially great if you are new to the real estate industry, you have just moved into a new area or invest in the area where you live elsewhere. It can be difficult to work good professionals, including lawyers, contractors, inspectors and engineers to find. If you are dealing with a commercial broker you trust, they can trust you with other people and you can reference. This saves you the trouble of trying to find some of these professional recommendations on your own, without anyone to go further, with potentially disastrous consequences in some cases.

Lenders

Another area of commercial real estate broker can help you finance your commercial property purchase help. These brokers work with many different lenders every day, and if you are looking for financing for your business, more than likely they can point you in the right direction. You may even know that some private lenders may of some use to you are.

Take the first properties targeted

With a commercial real estate broker can be very beneficial for you because they not have done it, you have to target certain properties, they know to be recovered. Without doubt, there are times where you will find a large flat, only to discover he is already under contract, and you will be too late. If the agent knows what you are looking for, they may be able to list the bag so that you have a chance first.

If you find a commercial real estate broker, it is important to keep them. A large broker can be invaluable and can in a variety of ways to help you in the market for commercial real estate to help successfully. In cooperation with the same great dealer, and may be mutually beneficial to you both. You are paying for your business and you received the many benefits of working with a commercial real estate broker that you enjoy trust. If you find a good agent, they are definitely worth paying the money to use it.

You Can Avoid Legal Trouble, Save Money and Help Your Employees by Working with a Professional HR Consultant!

Please let me know and i will introduce your company to an amazing person that can help you determine if this is for you!!

Top reasons why would you use an HR consultant?

It is a smart and inexpensive alternative for handling your HR issues.

• Your company can benefit from the expertise and experience of high-level human resources professional without the cost of paying a full time salary
• A professional consultant will handle a wide range of your HR tasks and needs, and you only pay for the time or services that you use.
• This will ensure you will get the most flexible solution to fit your needs and budget.
• You can determine what your HR needs are (policies, benefits, handbooks, employee issues, etc), and what the consultant can do for you.
• You can hire an HR consultant to establish policies; don’t wait until you have a problem or are putting out fires.  You can avoid numerous problems and headaches by having the appropriate policies in place.
• You hire an HR consultant to deliver training programs
• Find the right consultant whose expertise and strengths fit your company and HR issues.
• Create and Grow HR Departments
• Harassment Prevention Training - Required by Law
• Labor Law Compliance
• Management and Employee Training Programs
• Recruitment and Interviewing Programs and Training
• Creative Benefits and Employee Programs
• HR Audits, Recommendations, and Implementation
• Project Based HR Services

Other Benefits to you!

• Employee Relations
• Coaching and Conflict Resolution
• Company Handbooks, Policies and Procedures
• Strategy and Organizational Development
• Interim HR Leadership
• Restructuring
• Job Descriptions
• Performance Reviews
• HR Issues in Mergers and Acquisitions
• Compensations Systems

Now You Can Make Indian Corn From Bubble Wrap!!!

People really love to use packaging materials for Fun Fall Crafts at home!!

 

Fall Kid’s Crafts – Bubble Wrap Indian Corn

Image from www.freekidscrafts.com

With Thanksgiving swiftly approaching, you might be looking for some fun and unique crafts to do with the kids. We’ve all made the hand-traced turkey before – it’s time for something different. How about Indian corn made from bubble wrap?
For this project you’ll need bubble wrap, wax paper, construction paper, scissors, glue, dried corn husks, a small paint brush, and paint in various colors.
Print out a corn pattern (or made your own) and use it to cut the bubble wrap. Then dribble yellow and white paint on a piece of wax paper. Press the bumpy side of the bubble wrap onto the paint, and then press onto a sheet of construction paper. Using a paint brush, paint some of the “kernels” on the construction paper red, brown, purple, or any other colors to give it the look of Indian corn.
Make three of these. When the paint dries, cut out the painted ears of corn and glue together. Glue corn husks onto the top, and you’re done!
Craft idea courtesy of FreeKidsCrafts.com.

You Can Turn Your Un-sellable Excess Inventory Into Cash!!!

Please ask me how you can turn your un-sold inventory into cash with a dollar for dollar credit!!
I will bring you the expert and show you how simple this works if you are interested!!

What Is Corporate Barter?

Corporate barter restores value to underperforming assets by exchanging them for media placements or other business purchases over a span of time.

Every organization has assets – the items on the left-hand side of the balance sheet. Some of those assets appreciate in value. Others depreciate. Still others simply become unwanted for a variety of reasons.

Every organization also has expenses – the items on the bottom half of the P&L report. These are the goods and services needed to manufacture products, promote their wares and conduct routine, day-to-day business.
Companies that employ corporate barter have simply learned that their routine expenses are actually levers that can restore value to assets that have lost their value or their desirability.

How Corporate Barter Works

Typically, our clients come to us because one or more of their assets have lost some (or, in some cases, nearly all) of their market value. Our Contact acquires such assets, often paying substantially more than the market would. In exchange, the client buys goods and/or services over time from our at the rates they would normally pay.

Here’s how the process typically works:

1. Company identifies an unwanted asset or an expense that needs funding

Over time, one or more of a company’s assets can become undesirable, or a situation arises that requires funding. Either of these can form the basis of a corporate barter transaction.

Unwanted Assets: These can be anything that once had value. Over the years, Our people have acquired or disposed of assets such as:

A corporate aircraft An empty office park A naming sponsorship for a sports stadium Aging receivables

Retail packaged inventory Slow and obsolete (slob) Discontinued Problem excess Prior season's inventory Short-dated products

Business Expenses: In some cases, We simply provides cash outright to fund a business expense or opportunity. We have helped clients fund:

Off-site sales meetings Market research Industrial flooring Business travel and entertainment Production costs Sponsorship funding

Equipment purchases Incremental media Logistics Research and development Slotting fees

2. We buys the asset (or funds the opportunity) and creates the right transaction

We help clients determine which of three transaction variations best meets their situation and organizational goals. Within each transaction, value is provided to the client, and a counter commitment is made by the client to purchase goods and services through our services.

• Trade Credit: The client is issued trade credit as a form of payment. The credit is applied to future purchases from We, typically media such as TV spots or magazine pages. This type of transaction is preferred by clients that need flexibility within their spending commitments – such as a company that lives with unpredictable business cycles.
• Cash:  simply provides cash to fund a legitimate business expense. In exchange, the client purchases a predetermined amount of goods and services through us over a scheduled period.
• A Blend of Trade Credit and Cash: Sometimes, a client will exchange an underperforming asset for trade credit but will need cash, too. In such cases, it works with the client and its various departments to create the right mix of both.

3. We remarket (or retires) the asset

When an asset is purchased by us, it is remarketed without harming the client’s brand value or pricing. We work with its clients to develop acceptable remarketing parameters. This usually means employing one or more separate and discrete sales channels approved by the client.

4. We deliver goods and services

Fulfillment is the term used to encompass the many services we offer to fulfill a transaction. Clients realize an economic benefit when they purchase planned media or other services through. If the fulfillment is media, Our contacts defers to the client’s advertising agency of record for plans, specifications and rates – and any existing commission procedures are honored. For other goods and services, they also deliver the same quality, price, delivery and timing as the client normally receives – in other words, business as usual.

5. They acquire inventory of business goods and services

Working with its media and corporate trading partners, They are constantly building inventory and increasing access to goods and services – media space and time, travel services, shipping capacity, etc. they acquires inventory in several ways. Many times, a large quantity is purchased far into the future in exchange for a reduced price. Other times, a trade is transacted for another item or service.

Barter Accounting

Authoritative accounting guidance in the United States for corporate-barter or trade-credit transactions is established within Emerging Issues Task Force Abstract 93-11 (EITF 93-11) and Accounting Principle Board Opinion No. 29 (APB 29)

Here Are 101 Ways For You To Put More Green In Your Pockets!!

1. Free Stuff

Enter rewards programs to get free stuff, but be discerning some schemes don't offer anything you want and some you have to spend too much to receive a reward. Just go with the ones that give you points for spending on what you normally would purchase. Instead of saving on purchases, you can avoid having to pay altogether.




2. Banks

Check the banks for a different interest rates for both savings and loans. Don't just go with anyone go with anyone, get the best rates possible.


3. Sell Sell Sell

Everybody has unwanted goods lying around their home gathering dust - Well, you might as well sell them and with the cash you get you can invest for the future.


4. Budget

The first way to save money is to identify what you have to spend and what your weekly costs are. Budgets aren't boring, saving hard earn cash can be exciting when you have a long term plan.


Budgeting your money and controlling your spending is the first step towards saving more money.


5. Eat At Home

Stop eating out and start eating at home you will save a lot this way and you will know what is in the food. Help save money by preparing your food at home and creating fresh food.


6. Haggle Existing Loans

Threaten to take your business elsewhere and you'd be surprised how flexible lending institutes can be.


7. Repair Things

Repair your goods before they become very expensive to replace. Wait too long and it may cost you dearly.


8. Quit Vices

Quit smoking and other vices that not only hurt your health, but they also cost your a lot of cash in the long run.


9. Leave Your Money At Home

Don't take your wallet or purse with you when you go window shopping. At worst take a few dollars with you but leave the plastic at home.


10. Buy Generic

Often generic brands are equal in quality to their higher priced competition. Buy Generic and save cash. One of the classic strategies to save money


11. Bake A Cake

Actually, bake anything you want - The more the better - cakes, bread and cookies they taste better too.



12. Evaluate Grocery Items

Are the items you buy useful? Don't just buy from habit, make educated product comparisons and you will save money in the long run.


13. Make Large Meals And Freeze leftovers

By making extra you can save on waste and avoid extra electricity costs.


14. Pack Your Own Lunch

Don't buy lunch every day or you'll rack up the costs when you could save money by making lunch yourself.


15. Buy A Slow Cooker

Having a slow cooker means you can use cheaper cuts of meat and still have tender, delicious meals.


16. Home Brew

Make your own beer it's fun and you will save a lot of money.


17. Use Power Saving Appliances

Keep your power bills down by using energy saving appliances.


18. Buy Goods In Bulk

Bulk buy stores are great just don't buy too much or you may just end up throwing food away.


19. Pay Bills Online

Why drive to the store to pay bills when you can save fuel and pay online.


20. Buy A Home Gym

You will save money on gym fees in no time.


21. Rent Library Books

Why pay $30 for a book you will only read once? - Rent books from the library and save money.


22. Use A Cheaper Razor

Expensive razors don't necessarily do a better job than the far less expensive kind.


23. Consolidate Your Debt

If you can consolidate your debt to save money then you should do so immediately.


24. Carpool

Save money on fuel and save the environment by carpooling with colleagues.


25. Grow Your Own

If you can grow your own fruit and vegetables then you should give it a try because you can benefit from delicious organic produce and save money. Many people start out using this as one of their favorite strategies to save money. Maybe you will too?


26. Use Less Make Up

Don't use make up at least two days a week and you will save over 25% on make up costs.


27. Use The Internet

Find instructions off the internet and make as many repairs as you possibly can and you'll avoid having to hire costly experts.


28. Read Junk mail

If you can handle the temptation then look through your advertising mail for specials and coupons that can save you moolah.


29. Stay Healthy

Exercise and eat right because healthier people have lower medical expenses - It must be true then that healthier = wealthier.....Maybe?

30. Maintain Your Vehicle

Pump up your tires and clean your air filter to increase fuel efficiency and you'll save money on rising fuel costs.


31. Barter/Bargain/Haggle

If you try to bargain down every single purchase you make then you will save a phenomenal amount of money. You won't believe how successful a little haggling can be.


32. Use Energy Saving Light Bulbs

Save money on energy costs.


33. Turn Off The Lights

Create a little ambience and save energy. Never leave the light on when you leave a room.


34. Second Hand

Don't be afraid to investigate the savings you can reap from buying previously owned goods, you can pick up great deals if you are prepared to spend the time searching.


35. Fix It Now

Don't let things that need repairing disintegrate further, be pro-active and fix them now before it ends up costing you dearly.



36. Find Free Activities

If the best things in life are free then you can look forward to a world of possibilities. Parks, beaches, mountains and country sides offer a variety of locations to enjoy the great outdoors and the best part is most outdoor activities are good for your physical health.


37. Style Your own Hair

This doesn't have to mean you just do your own, you can cut your whole families hair and save money. You can style a friends hair and let them style yours in return.


38. Pack A Drink

Pack a drink whenever you intend to go somewhere and avoid having to pay $4 for a bottle of water from a convenience store. Convenience stores may have convenient locations but the prices are usually anything but.


39. Drive Smarter

Speeding burns more fuel so be a smarter driver and reduce over accelerating and braking to maximize efficient driving.


40. Net Coupons

Use the internet to find coupons online and you will save money, but be careful to only purchase products that you would otherwise buy regardless of the discount.


41. Camping Vacations

Go camping for your next vacation and you'll save money on those exorbitant hotel fees and get in touch with nature at the same time - camping makes for a great family vacation.


42. Turn Off Appliances

Appliances can use electricity even when you're not using them so turn them off at the wall to save on your energy bill. It's an energy saving strategy and its one of the best strategies to save money.


43. Have A Loose Change Jar

Never spend coins! - Only ever break notes and when you receive change, put it in a loose change jar and you will amass a nice little nest egg.


44. Maximize Your Tax

Leave no stone unturned in the quest to maximize your tax benefits. Seeking professional help is always a good step to find out the information you need to keep as much of you hard earned money as you can.


45. Bike

Leave the car at home and bike to work you'll fatten your bank balance while you shrink your waistline.


46. Use Your Computer

Make birthday cards, photos and anything you can to utilize your computer's money saving functions.


47. Know Your Supermarket

Find out when your supermarket reduces perishable items and be sure to visit during these "cheaper" times to purchase your milk and bread.


48. Bundle Your Phone

If you can get a good phone deal then it may be worth bundling your land line, cellphone/mobile and your internet connection to save money.


49. Clean Your Dryer

Clean the filter in your clothes dryer and your dryer will be more energy efficient and it wont catch fire and burn the house down....YAY!


50. Bundle Your Insurance

If and only if you can get a good deal you should bundle your collective insurances with one company to receive maximum savings.




Half Way Point

I hope you're enjoying all these tips on how to save money

Grab a glass of drink (inexpensive preferably) and get ready for some more.


51. Never boil a full kettle

Why boil a full jug of water for just one cup? - A waste of electricity and an extra cost.


52. SUE EVERYBODY

Just Kidding - Seriously don't become a serial court junkie, put that lawyer away!


53. Use Rewards Schemes

Use them smart and use them often to receive either savings or bonus products but don't shop somewhere expensive just to gain 10 points worth around 12 cents.


54. Board games

A cheap and entertaining alternative to expensive video games.


55. Buyers Clubs

Making large purchasers with other consumers can entitle you to sizable discounts. Some buyers clubs organize purchases for you and some are better than others so research is recommended.


56. Home Cafe

Out of 101 money saving tips this may seem the most obvious, but apparently not to some.

Have coffee at home and avoid paying those high coffee house prices - this one action can save you $1500 a year if you are an avid coffee drinker.


57. Movie Treats

Take your own sweet treats to the movie theaters and you'll save a lot on the price of movie theater candy.


58. Free Newspaper

Visit the library to read the newspapers and you can save a dollar a day.


59. Avoid Small Stores

Friendly, personal service comes with a price tag and often a high price tag so try to shop at cheaper larger stores. So if need a social experience, by all means shop small, but not if you're budgeting your money.


60. Look Low

When shopping look low for the cheapest deals as the eye level products are always the most expensive.


61. Never Shop Hungry

People who shop on an empty stomach buy more than they need and they also buy excess junk food.


62. Contain Your Impulses

Impulse buying often leads to buyers regret and smaller bank balances.


63. Be Strategic

When shopping online be very strategic and thorough to find the best deals. Look for minimal postage costs and weigh up the convenience-cost factors.


64. Record Movies

Record Television movies during the week to have a good supply for the weekend and save money on d.v.d rentals.


65. Don't Buy Travel Books

You probably can find all the information online and print out anything of value.


66. Make Use Of Birthdays

Many restaurants offer free meals to the birthday recipient, so be sure to cash in on these type of offers, but don't proceed to have 5 birthdays this week - it's poor form.


67. Wash Your Car

Wash it yourself and save $15 on a 10 minute drive thru car wash, you(probably) don't earn $90 an hour so don't pay that for a car wash.


68. Change Money At A Bank

When converting foreign currency do it at a bank as the kiosks usually have worse rates.


69. Monitor Fuel Prices

Some towns/cities have fuel updates on the radio and some even have websites dedicated to highlighting the cheapest fuel at gas stations. Keep an eye out for the cheapest fuel near you.


70. Happy Hour

If you are going to drink then drink during happy hour - but don't get too happy.


71. House Swapping Vacations

Don't pay for a hotel in another city when you can swap houses with someone else and have a super cheap vacation away - Without the hefty price tag.


72. Off Peak Rates

If you want to stay in a hotel then try to go in off peak times to save money on costs.


73. Insulate

Keep your home well insulated to save money on both heating and cooling costs.


74. Only Wash Large Loads

This goes for both clothes washing and dish washing - Only wash big full loads to increase your energy efficiency.


75. Take Shorter Showers

Reduce the time you spend in the shower or shower with someone else to reduce heating costs.


76. Drop Call Waiting

Get rid off it if it costs you money - most of us don't need it, so drop it unless it's free. Sometimes budgeting your money means you need to trim the fat.


77. Change Your Own Oil Filter

It's easy to do and you will save at least $25. Instructions can be found on the internet.


78. Clean Your Own Carpet

Do-it-yourself, hire a machine and clean your own carpets - You might even do a more thorough job and you'll help save money.


79. Mow Your Own Lawns

Get some exercise and save money at the same time.


80. Evaluate Your Need For Cable T.V

At the very least cancel the channels that you don't watch but also evaluate your need for pay T.V at all.


81. Keep An Eye On Ebay

From time to time you can find gift vouchers for sale at a fraction of the cost. Some vouchers may be redeemable at the supermarket which means if you manage to find a $50 voucher for $25 you can save $25 of your groceries and start saving on purchases.



82. Use Email

Instead of the post or sms or phone - Use email, it's free and convenient.


83. Buy White Sheets

They last for an eternity and if they get stained you can always just bleach them. Okay, so this is probably one of the most boring of the strategies to save money, but it's good nonetheless.

84. Cider Vinegar

Cider Vinegar is a cheap alternative to cleaning products as it has multiple uses and is effective.


85. Cheap Tuesday

Cheapskate Tuesday or tightwad Tuesday - It doesn't matter what you call it, you can save money on this "el cheapo" day.

Stores try to boost their midweek sales by offering great deals, so be vigilant in finding them but also be discerning. It's a great tip for budgeting your money.



86. Find Instruction Websites

Use websites to find free information that can save you money such as "how to" style sites


87. Post Easter Chocolate

If your a chocolate lover then the time to purchase a yearly supply is directly after Easter when both shops have a chocolate surplus and customers are sick of the sight of chocolate.


88. Pay Bills On time

Late fees are a pointless expense especially if you have just procrastinated and left it too late. PAY ON TIME and avoid penalties.


89. Avoid Vending Machines

They have pretty lights and tasty snacks and the child within us just loves them but they are always expensive and usually unhealthy. If you're budgeting your money then stay away from the pretty packages.


B.Y.O

If a restaurant allows you to bring in your own beverages then do so because you will skip having to pay "restaurant" drink prices and help save money.


91. Beware Bottled Water

Be aware that a lot of the bottled water for sale is straight out of a hose and is neither spring water nor filtered, so be educated if you are going to spend $4 for hose water.


92. Watch Out On Extended Warranties

All good products should have a reasonable warranty, but many stores will try and sell you a an expensive extended warranty - Be very careful of these deals as the replacement value will drop every year and may be cheaper than a warranty.

For example if you purchase a sofa for $600 and they offer you an extended 5yr warranty for an additional $120 then the total cost is $720, in 5yrs time a replacement might only cost $300 and you may receive $100 for your second-hand sofa, so the $120 was a pointless expense - These things need to weighed up before purchases that are unique to your individual situation.


93. Refill Your Own Ink

Buy an ink cartridge kit to save replacing them at a premium cost and to help save money.


94. Listen To Songs Free

There are many public domain songs on you tube and other social sites, many new bands have free downloads of their music to gain a following, take advantage of these legal free gifts.


95. Make Your Own Popcorn

Buy loose popcorn and microwave in a large bowl and save 500% on packet popcorn costs.


96. Try A VOIP Type Service

These services enable you to make cheap phone calls using your internet connection.


97. Visit The Markets

Fresh produce markets are a great way to find seasonable goods at wholesale prices.


98. Why Buy Magazines?

The internet has all the gossip and pictures of celebrities that you could ever hope for. The magazine companies probably do not appreciate these saving money tips.


99. Watch Ebay For Bargains

Every now and then genuine bargains come around and you have to be aware to take advantage of them



100. Careful Of Automatic Tellers

Be sure to draw money out of your bank's branded A.T.M to avoid paying excess fees and always count withdrawn money before you walk away from the machine so the camera can see if there is a case of you receiving the wrong amount.


101. Make Your Own Ice Cream

The Yummiest money saving tip of all and it's so easy to do. Even If you don't have an ice cream maker all you need is a bowl of ice and a metal bowl and you can stir the mixture as it freezes. The best part is you can create your own delicious flavors - even completely oddball ones like peanut butter-mint or orange-berry-bubblegum ???????? - Enjoy.

9 Ways You Can Deal With Negative People To Your Benefit!

 

1) Don’t get into an argument

One of the most important things I learned is not to debate with a negative person. A negative person likely has very staunch views and isn’t going to change that just because of what you said. Whatever you say, he/she can find 10 different reasons to back up his/her viewpoint. The discussion will just swirl into more negativity, and you pull yourself down in the process. You can give constructive comments, and if the person rebutts with no signs of backing down, don’t engage further.

2) Empathize with them

Have you ever been annoyed by something before, then have someone tell you to “relax”? How did you feel? Did you relax as the person suggested or did you feel even more worked up?

From my experience, people who are negative (or upset for that matter) benefit more from an empathetic ear than suggestions/solutions on what he/she should do. By helping them to address their emotions, the solutions will automatically come to them (it’s always been inside them anyway).

3) Lend a helping hand

Some people complain as a way of crying for help. They may not be conscious of it though, so their comments come across as complaints rather than requests. Take the onus to lend a helping hand. Just a simple “Are you okay?” or “Is there anything I can do to help you?” can do wonders.

4) Stick to light topics

Some negative people are triggered by certain topics. Take for example: One of my friends sinks into a self-victimizing mode whenever we talk about his work. No matter what I say (or don’t say), he’ll keep complaining once we talk about work.

Our 1st instinct with negative people should be to help bring them to a more positive place (i.e. steps #2 and #3). But if it’s apparent the person is stuck in his/her negativity, the unhappiness may be too deeply rooted to address in a one-off conversation, or for you to help him/her unravel it. Bring in a new topic to lighten the mood. Simple things like new movies, daily occurrences, common friends, make for light conversation. Keep it to areas the person feels positive towards.

5) Ignore the negative comments

One way to help the negative person “get it” is to ignore the negative comments. If he/she goes into a negative swirl, ignore or give a simple “I see” or “Ok” reply. On the other hand, when he/she is being positive, reply in affirmation and enthusiasm. Do this often and soon he/she will know positivity pays off. He/she will adjust to be more positive accordingly.

6) Praise the person for the positive things

Negative people aren’t just negative to others. They’re also negative to themselves. If you already feel negative around them, imagine how they must feel all the time. What are the things the person is good at? What do you like about the person? Recognize the positive things and praise him/her for it. He/she will be surprised at first and might reject the compliment, but on the inside he/she will feel positive about it. That’s the first seed of positivity you’re planting in him/her and it’ll bloom in the long-term.

7) Hang out in 3′s or more people

Having someone else in the conversation works wonders in easing the load. In a 1-1 communication, all the negativity will be directed towards you. With someone else in the conversation, you don’t have to bear the full brunt of the negativity. This way you can focus more on doing steps #1 (Empathizing) and #2 (Helping the person).

8) Be responsible for your reaction

Whether the person is negative or not, ultimately you’re the one who is perceiving the person is negative. When you recognize that, actually the negativity is the product of your lens. Take responsibility for your perceptions. For every trait, you can interpret it in a positive and a negative manner. Learn to see the goodness of the person than the negative. It may be tough initially, but once you cultivate the skill, it becomes second nature.

9) Reduce contact with them / Avoid them

If all else fails, reduce contact with them or avoid them altogether. If it’s a good friend, let him/her know of the severity of the issue and work it out where possible. It’s not healthy to spend too much time with people who drain you. Your time is precious, so spend it with people who have positive effects on you.